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One fact that is true is that the annuity makes a lot of money for the seller NOT the buyer. I also have a annual investment from last 7 years and the full time period is of 20 years. What Is An Annuity Are Annuities A Good Investment Basics Of An Annuity A Whiteboard Animation Youtube How annuities are taxed. Is an annuity a good investment . Joel Johnson CFP Money Wisdom Radio Program. Annuities are insurance products intended to provide guaranteed income in retirement. An annuity is not usually the best thing for most people. Youd be better off buying a fixed annuity that locks in higher. Is an annuity a good investment if you had invested the majority of your dollars with Bernie Madoff or Alan Stanford. It is good and Ill have it again started after it ends. However there are potential cons for you to keep in mind. Annuities deserve serious consideration for your retirement as they can deliver financial security providing income for the rest of your life. A fi...