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After crunching some numbers we found that while the average monthly cost for dog insurance rose steadily from 590 for Accident Only insurance up to 5284 for Lifetime cover there was a huge difference between the cheapest and most expensive quotes for Maximum Benefit and Lifetime policies. The average pet insurance policy premium in 2019 for dogs was 4878 per month for dogs and 2916 per month for cats. What Pet Insurance Costs Money The older the dog the higher the pet insurance cost. Dog insurance cost per month . Most companies offer at least two levels of coverage. An award winning insurance provider. The cost of pet insurance can range from 15 per month to as much as 75 per month. Depending on the age health and breed of your pet you can typically expect to pay around 12 for a standard monthly premium. Dog insurance ranges in price from a low of 5 a month up to a high of 100 a month or more depending on factors like the type of policy the level of cover and the age and